Privacy Policy
FACTS: WHAT DOES xpasx.com (CompanyName) DO WITH YOUR PERSONAL INFORMATION?
WHY? Financial companies choose how they share your personal information.
Federal law gives consumers the right to limit some but not all sharing.
Federal law also requires us to tell you how we collect, share, and protect your
personal information. Please read this notice carefully to understand what we do.
WHAT? The types of personal information we collect and share depend on the product
or service you have with us. This information can include:
- Social Security number and checking account information
- Transaction history and income
- Credit history and account balances
HOW? All financial companies need to share customers’ personal information to
run their everyday business. In the section below, we list the reasons financial
companies can share their customers’ personal information; the reasons xpasx.com
chooses to share; and whether you can limit this sharing.
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION
- For our everyday business purposes – such as to process your
transactions, maintain your account(s), respond to court orders and legal
investigations, or report to credit bureaus - DOES xpasx.com SHARE This? Yes
- CAN YOU LIMIT THIS SHARING? No
- For our marketing purposes – to offer our products and services to you
- DOES xpasx.com SHARE This? Yes
- CAN YOU LIMIT THIS SHARING? No
- For joint marketing with other financial companies
- DOES xpasx.com SHARE This? Yes
- CAN YOU LIMIT THIS SHARING? No
- DOES xpasx.com SHARE This? Yes
- CAN YOU LIMIT THIS SHARING? No
- For our affiliates’ everyday business purposes – information
about your transactions and experiences - DOES xpasx.com SHARE This? Yes
- CAN YOU LIMIT THIS SHARING? No
- DOES xpasx.com SHARE This? Yes
- CAN YOU LIMIT THIS SHARING? No
- For our affiliates’ everyday business purposes – information
about your creditworthiness - DOES xpasx.com SHARE This? Yes
- CAN YOU LIMIT THIS SHARING? Yes
- DOES xpasx.com SHARE This? Yes
- CAN YOU LIMIT THIS SHARING? Yes
- For our affiliates to market to you
- DOES xpasx.com SHARE This? Yes
- CAN YOU LIMIT THIS SHARING? Yes
- DOES xpasx.com SHARE This? Yes
- CAN YOU LIMIT THIS SHARING? Yes
- For nonaffiliates to market to you
- DOES xpasx.com SHARE This? Yes
- CAN YOU LIMIT THIS SHARING? Yes
- DOES xpasx.com SHARE This? Yes
- CAN YOU LIMIT THIS SHARING? Yes
TO LIMIT OUR SHARING
- Email us at Email or
- Visit us online: xpasx.com .
Please note:
If you are a new customer, we can begin sharing your information
30 days from the date we sent this notice. When you are no longer our
customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing as noted above.
QUESTIONS? Email us at Email
WHO ARE WE
Who is providing this notice? xpasx.com
WHAT DO WE DO
How does xpasx.com protect my personal information?
To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include computer
safeguards and secured files and buildings.
How does xpasx.com collect my personal information?
We collect your personal information, for example, when you
- Submit a loan request
- Provide your contact information
- Request help obtaining a loan
We also collect your personal information from others,
such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- Sharing for affiliates’ everyday business purposes –
information about your creditworthiness - Affiliates from using your information to market you
- Sharing for nonaffiliates to market you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with
someone else?
Your choices will apply to everyone on your account.
DEFINITIONS:
Affiliates: Companies related by common ownership or control.
They can be financial and nonfinancial companies.
Nonaffiliates: Companies not related by common ownership or control. They can be financial and
nonfinancial companies.
Joint Marketing: A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.
OTHER IMPORTANT INFORMATION
Material changes to this Privacy Policy will be posted here and are deemed
effective upon posting and without additional notice to you. We do not
maintain a process for consumers to review and request changes to any
personally identifiable information that is collected here.
Vermont residents: We will not disclose information about you
with affiliates or non-affiliated, third party companies or financial institutions,
other than as required or permitted by law, without your express permission.
California residents: We will not share information we collect
about you with affiliated or non-affiliated third parties, except in the limited
circumstances permitted under state law, or if you give us your permission
(i.e., via a request form). Also please note that in order to provide better
services to consumers, when we receive a Do Not Track signal, we may ignore such
signals. Other parties may collect personally identifiable information about
an individual consumer’s online activities over time and across different web sites
when a consumer uses our website or service.
North Dakota residents: We will not disclose information
about you with non-affiliated, third party companies or financial institutions,
other than as required or permitted by law, without your express permission.
Nevada residents: If you would like more information regarding
this notice or Nevada’s law regarding corporate do-not-call registries,
you can contact us at the toll-free number or address included in this notice
or the Bureau of Consumer Protection, Office of the Nevada Attorney General at
555 E. Washington Street, Suite 3900, Las Vegas, Nevada 89101; Phone: (702)486-3132;
Email: BCPINFO@ag.state.nv.us.
Effective Date: The privacy policy was last updated EffectiveDate.
